Terms & Conditions
Please read these Terms of Use and the Risk Disclosure Statement carefully and thoroughly. By signing up, clicking on the “Sign up” button, or by accessing or using any service made available by Friddy, you agree to be legally bound by these Terms of Use (including the Fee Structure and Risk Disclosure Statement), the Privacy Policy, and all terms incorporated by reference in the foregoing.
We, Friddy (hereinafter referred to as “Friddy”, “we” or “us”), summarize below our Terms of Use to give an overview of the key terms that apply to your use of our website and remittance services we provide. While we hope this summary section is helpful, you must read the complete “Terms of Use” below since they provide important information about our legal obligations and rights, and services.
Before you access, register, or use the website please read. You are accepting their terms and conditions outlined in this agreement by accessing, registering, or using this website or the tools provided. If you disagree with the agreement, you won't be able to access the tools or the website. if you're using the website or any of the services provided on this website in place of the business, you're representing and warranting that you can get into agreement with Friddy financial services in place of that business and that you agree to the terms and conditions provided herein at the behest of that business, and you agree that you’ve acknowledged the copy of the agreement.
Privacy Policy
You're agreeing to the terms of Friddy Financial Services privacy policy which is available at our site. It may be updated from time to time. You're agreeing and acknowledging the fact that your data and information might be available with every workforce operating outside our company. This includes our partners whom we work with, and who work with us e.g. third-party service providers and suppliers, affiliated companies, merchants. Such Berg forces are involved in the processes related to your transaction e.g fraud review, technical support, etc.
Consent and Electronic Communications
You are electronically communicating with us when you're emailing us or you’re accessing any of the tools and websites. These become a part of our website’s electronic communications.
Information collected
When you register for any of Friddy Financial services we collect the following information from you
- You may be asked to enter your first and last name, e-mail address, and password When registering for Friddy Financial services.
- You are responsible for keeping the password confidential which you have chosen a password or access credentials that enable you to access our services. We advise you to keep this password confidential.
- You can register via your social media login (Facebook, Google, or other popular social media)
to register for Friddy Financial services. In such cases, we cross-check your first and last name, e-mail address from the social media you choose to login with.
However, you can use some Friddy Financial services anonymously.
We do not require any sensitive personal information which is demarcated under GDPR e.g ethnic origin, philosophical beliefs, genetic data, sexual or gender orientation, health data.
You may not use the website for any purpose that is outside of Friddy Financial Services scope as mentioned in the prior written consent. You may not provide any content that disrupts anyone's publicity rights. You may not use a website that is without limitation to access Friddy Financial Service’s user data or information without permission or in any way or for purposes that violate the right of any person or laws and regulations or any right of any person.
You may not use the website are the services provided for the promotion of any other websites, services, products.
You may not use the tools provided in this website to form a product that is in competition with Friddy Financial Service’ are involved in practices that discourage the use of Friddy Financial Services. You may not engage in materials that endorse or are used for in any malicious programs like hacking, surveillance adware, spyware, adware, pornographic, obscene, defamatory, hate materials.
Restrictions
Indemnification
This is to testify that you wholly and fully guarantee and agree that Friddy Financial Services shall have no liability whatsoever for any use you make of their website, tools, or any of the other services offered under this agreement. You agree to indemnify and hold Friddy Financial Services free from any and every claim of being responsible in any circumstance - whether in
damages, liabilities, costs, and fees (including reasonable attorneys’ fees) arising from your use of the website, tools, or services provided as under the agreement, or your breach of this agreement hereto.
No Warranty and Limitation of Liability
This is to testify that you wholly and fully guarantee and agree that Friddy Financial Services shall have no liability whatsoever for any use you make of their website, tools, or any of the other services offered under this agreement. You agree to indemnify and hold Friddy Financial Services free from any and every claim of being responsible in any circumstance - whether in damages, liabilities, costs, and fees (including reasonable attorneys’ fees) arising from your use of the website, tools, or services provided as under the agreement, or your breach of this agreement hereto.
The website, tools, and all content, software, materials, and other information provided by Friddy Financial Services or otherwise accessible to you in connection with this agreement or Friddy Financial Services, are provided “as is”. Friddy Financial Services and all of their respective affiliates and partners make no warranty of any kind (and similarly, disclaim all warranties of any kind) with respect to the clauses mentioned above, whether express or implied. More importantly, Friddy Financial Services has specifically disclaimed the warranties of merchantability, fitness for a particular purpose, and non-infringement, in each case to the maximum extent permitted under applicable law.
Entirety and Severability
This agreement covers the entire relationship between Friddy financial services. this agreement supersedes all previous and concurrent, either written or verbal agreements, understandings, representations, with respect to this subject matter.
If any clause of this agreement is found unenforceable and invalid, That exact class will be amended so that it produces an exact economic effect as the regional class. however, the remaining agreement will be enacted as such.
Consent Representations and Warranties
The commencement of agreement is due on the Effective Date and it is bound to continue up until termination by either of the two parties. In case the agreement is terminated it will also render termination of the license granted. if the license is terminated for whatever reason it is incumbent upon you that you will destroy any networks, hard drives, storage media that contains
any data, information, or documentation related to Friddy Financial services. Furthermore, you have to certify to Friday financial services that you have carried out such actions.
Notices
All communications and notices under the correspondence of this agreement must be in writing and emailed to Friddy Financial services email provided on the website. Notices that have to be sent out to you will be sent out from the official free financial services email to the email address provided by you.
Binding Upon Permitted Assigns and Successors
The agreement that understates all the terms and conditions shall be binding on both the parties and its successor. You testify that you shall not assign the Agreement itself or any rights, privileges, obligations that come under the umbrella of this Agreement without Friddy Financial Service’s erstwhile consent in writing. As per this agreement, Friddy financial services we can assign new obligations and rights at any time without notice to you.
AML Policy
Our main aim in this industry is to Protect Customers Friddy Financial Services is actively involved in the prevention of any unlawful action that is being operated through our systems. Protection of our customers is our number one priority.
We ensure that any of our services or products aren’t used for propagating, illicit behavior and activities, terrorist financing, OFAC, money laundering, scams, fraudulent purposes, watch list violations, or, sanctions.
A prerequisite of becoming a Friddy Financial Services partner is that you understand the effect of unlawful dealings on our customers, yourself, and our company. The resources available on this site will provide you with the responsibilities that we expect you to comply with.
The requirements are as follows:
Please read thoroughly, familiarize with, and follow the following:
- Rules, regulations, and laws of the relevant city, state, province, or country.
- Friddy Financial Services policies and procedures.
- The actions needed for efficient enactment of stringent anti‐fraud and anti‐money laundering standards.
To ensure protection of systems from unlawful activities, for instance:
- Sending unlawful or “test transactions through the mobile phone.
- Stealing customer data or employee.
- Manipulation of computer systems with illegal software system updates.
Assessment of essential/necessary info:
- Program of compliance.
- Prevention of fraud between customer and agent and anti-money laundering training and info.
- Friddy Financial Services compliance policies and programs Send us an email for Friddy
Financial Services compliance policies and programs at.
Privacy Notice
We at Friddy Financial Services Inc. value your privacy. Read our Privacy Policy to learn what is subject to the terms of Use. You acknowledge and give your consent by accessing our website that you accept our policies and practices that have been highlighted in our Privacy Policy By using or accessing our websites or the Services in any manner and give your consent that we’re allowed to collect your information and even share it in limited scenarios.
In this notice, we discuss the privacy element of our company. Friddy Financial shall never disclose, transfer, or rent any of the personal and identifiable information to any third party for any purpose without your consent with the exception of some limited cases which have been mentioned in our Privacy policy. Personal information refers to information through which we can identify you, like your name, phone number, CNIC, address, email address, bank account details, support queries, payment information, and so on.
Disclaimer
Being the global brand that it is, we at Friddy Financial Services will adhere to regulatory and legal provisions and fulfill all of our legal responsibilities as per the markets that we will operate in.